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What is a Real Property Report and Why Do You Need One?

What is a Real Property Report and Why Do You Need One?

Published by Allen Brown

A Real Property Report is a legal document prepared by a surveyor. They make it for illustrating a structure’s location. It also indicates developments made to the land corresponding to the property boundaries.

The report boasts of high-end property drawings, buildings, structures, and boundaries surrounding them. This acts as ample information for buyers who need to see and know what they are about to purchase.

Real Property Report Components

The RPR comprises several components. Among the most common include:

  • The property in question address and legal details
  • The date when the RPR and land title search got done
  • Adjacent roads, properties, trees, and lanes designation
  • Description and location of all structures and buildings
  • Specific location and measurements of any distinguishable encroachment
  • Municipal compliance approval stamp and signature
  • Sign of any easement that may interfere with the property
  • RPR copyright to the land survey firm
  • Certified Land Surveyor’s certification alongside any opinions of concern

Who Needs Rpr And Why Do They Need One?

This is a question that arises all the time. Informing yourself about RPR means a lot since these reports cost the land surveyor some production and municipal compliance approval money. Yet, many people interested in the development of land need the report for various reasons. Below is a list of those who need the RPR and why they do.

1. Home Buyers

Every potential home buyer needs this sort of report. This is the plan that shows you the property line that you want to buy. It offers everything in the property and around the property. More, it alerts you if there are any restrictions attached to the property. 

2. Home Owners

As a homeowner, you may want to build new structures or extensions to your existing building. Before proceeding with the project, ensure that the construction is well conducted. That means that the location’s regulations get adhered to. This is where an RPR comes in to show you exactly where you can construct your extra buildings.

If you want to do a property resale, the report alerts you of any issues that may arise before you sell it off. Although most RPR problems are solvable, it takes time and money to do so. So, it is advisable to search for an early solution. This is to avoid derailment in property possession of failed purchases.

3. Banks, Financial And Mortgage Companies


Lenders such as banks, financial and mortgage companies need a Real Property Report. Sometimes, you may face financial strains which can force you to take up a loan with a lender. If you are a property owner, chances are the lenders as well as your lawyer will ask for the RPR. 

An RPR shows the lender that you are the actual owner of the property. It also shows the location, size, and developments made in your property. With such information, they can loan you by using the report as the value of their security.

Mortgage companies also need RPR to identify if the improvements obey municipal regulations. For instance, if they based the security value on a detached workshop, they must ensure it’s on legal land. If it is, then the situation compromises security.

4. Realtors

RPR is a crucial document for realtors. They provide a visual representation of the property for sale. It also shows that the property meets all the real estate listings requirements. In case of urgent transactions, the RPR gives the information they need to avoid sales delays.

5. Municipalities

Municipalities work to ensure that developments in their state follow the set regulations. The city needs RPR because they want to keep track of:

  • All structures built on the city land
  • Properties built of the municipalities right of ways
  • Structures that may interfere with water and sewer drainages
  • Structures encroaching property lines
  • Property owner’s compliance with zoning and land use regulations

Real Property Report Duration

As earlier mentioned, the Real Property Report is a print of your property used on the survey date. New changes arise with further extensions or constructions after buying the property. 

In the future, new driveways, trees, decks, and drainages may come up. This means that your land’s RPR also changes with visible developments. It is advisable to update your existing RPR over time to accommodate title changes.

Final Thought

A Real Property Report is a staple shared by surveyors and landowners. It defines a property’s development and boundaries. The report is essential to land buyers, owners, municipality, and realtors, banks, and mortgage companies. They act as evidence of property and mark the boundaries surrounding it alongside other structures such as trees.